Do You Know if Your Current Insurance Policy is Enough?
Do you have the right coverage?
What would be worse than having no auto insurance than to not know what your insurance provider covers? Contact one of our Auto Insurance specialist for a breakdown of the minimum coverage your policy covers. Are agents are standing by with any questions you may have about your existing or potential insurance policy. Our Staff is highly trained and dedicated to meet your needs.
So when you take your ride out for a spin you will feel comfortable knowing that where ever the road my take you, your always in good hands. We specialize in tailoring insurance coverage that meets you needs such as road side assistance, liability coverage collision coverage and other options.
Important Facts for California Motorists
Auto liability insurance is a requirement from the state of California requiring each motorist to processes at least minimum liability insurance.
The required liability limits for Auto Insurance are $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability.
If your vehicle is currently financed, most banks / lending institutions will require comprehensive and collision coverage .
Auto Insurance rates vary on different factors such as frequency of use, length of commute, territory, etc.
Cheapest Insurance for Teenage Drivers
Learners Permit Holders
Los Angeles, California â€“ Parents with teenagers quickly realize life can get to be filled with constant stress, not to mention the cherry on top young adults at home. With California being the driving capital that it is, California Teenagers are more likely to be very anxious in getting their hands on a Driver’s License. The first initiative in getting behind the wheel of an automobile is getting your learners permit. Wheels are one of the first mile stones to freedom in youth’s eyes. Unfortunately for parents it can be stressful financially and emotionally allowing their children to hit the road. Fortunately Starco Insurance friendly agents can help get your thoughts away from worry with coverage that will help you sleep on those late Saturday nights.
Prerequisites for Obtaining a Learners Permit in Los Angeles California
In order to successfully apply for a learners permit, Teenagers / Young Adults can find their way to the Department of Motor Vehicles. It is good to be away that they can avoid wasting away and afternoon by simply setting up and appoint. Teenagers will then need to fill out an original application form (DL 44) with accurate credentials included there full name. The Los Angeles Local teenager should bring in the required necessary paper work, along with original documentation; please not copies are not except as valid documentation. These documents should consist of the parent’s or guardian’s signature which in fact assumes liability when signing on the dotted line. Also necessary documents included present social security number, and legally verifying their date of birth.
Assure that you have a talk with child prior through going through this proud yet stressful process. There are many responsibilities that are taken on when driving a motor vehicle it is important to discuss the expectations of the parent and the responsibilities of the child prior to committing to financial responsibility of a young driver.
Learners Permit in Los Angeles California Requirements
California Teenagers will need to cough up allowance money for the learners permit. Teenagers are required by State Law to pass a vision exam, and to successful pass a traffic laws exam, this in turn shows that the teenager understands traffic law signs and basic driving fundamentals assuring safety for the public at large. It is highly stressed that Teenagers wanting to pass their trest for the learners permit should study frequently. Once a teenager has completed the learner permits test the permit will be valid for six months and must practice driving for an additional 50 hours. It is essential that parents / guardians teach their children how to drive in a night time environment. It is also very important to note that while a teenager is behind the wheel there must be an adult in the passenger seat.
Starco Insurance Offers Affordable Rates for Teens with a Learners Permit
Once the plan to get your teenager driving has been placed in motion, and all of the state requirements have been meet and they receive there driving permit car insurance coverage is the next logical step. Los Angeles Parents might choose to take into account their auto insurance policy coverage. Due to a high number of auto accidents as a direct result of inexperienced drivers , it is always a good idea to speak to an insurance agent to make sure that your assets and financial responsibility are safely protected and secured.
Learners Permit drivers need cheap car insurance
Parents and legal guardians should clearly discuss and constantly remind / nag teenagers that should they ever come in contact with law enforcement, they should always have their car insurance handy . Not to mention if teenagers have a learners permit and drive without a legal adult in the vehicle they could receive significant fines from Police Offers. Young drivers should always drive with a Parent, always following the rules of the road and obey all traffic laws to help lower their California Car Insurance rates.