With business liability insurance, the business owners can protect their company or themselves in the event of any third party claim or formal lawsuit in case of an accident. Business liability insurance is also known as general liability insurance or commercial general liability insurance.
If you have ever got injured on the job, you would understand the traumatic experience one can feel. The medical bills hurt more than the injury. It has often been seen that the insurance company does not cover up the bills according to their promise.
If you don’t have any idea about what SR-22 insurance is, it is good for you. I mean, it proves that you are a safe driver. Yes, you’ve guessed it right. SR-22 is connected to car insurance. To make it clearer, it can be said that SR-22 is connected to vehicle liability insurance.
Having proper car insurance is both prudent and smart, but there is a question that adds to the driving expense. However, you must know that premiums can vary depending on several factors. In fact, good auto insurance Los Angeles doesn’t need to cost you big. But if you are not careful you might end up paying a lot. Here are some things to help you started when you shop around for auto insurance.
Homeowners insurance refers to the specific type of coverage option that protects the homeowners financially against the damage caused by natural calamities or burglary. In fact, it covers the legal costs if anyone is injured in your home or on your property. Though earthquake and flood insurance is not included in the standard home insurance, you can add them on additional coverage.
Generally, the homeowners’ insurance covers the fire damage, but if you are from the high-risk areas, like near a Canyon, you might have to pay more for additional coverage for fire.
Insurance is the ultimate way to manage risks. It is one of the best platforms to safeguard your home, vehicle, the health of your loved ones and even business. Entrepreneurs of contemporary times can protect their owned property while covering damage to any of their worker’s compensation with commercial insurance. They say, ‘prevention is better than cure’. Business and commercial insurance did justice to the statement. It is the basic key to protect every small, medium and large sized business houses from any kind of crisis.
If you are owner of a residential property and already bought your homeowners insurance, then you need to know that damage due to flood is not covered under standard renters and homeowners insurance policies. You need to buy separate flood coverage either from the NFIP (National Flood Insurance Program) or from a few reliable private insurers. According to the FEMA, after the Hurricane Harvey of January 2018, more than 91,000 NFIP policyholders claimed for losses and FEMA has paid more than $7.6 billions to them.
Buying a car insurance is always a good idea to protect your car as well as protect yourself financially. But, sometimes, people get confused with a number of questions even after purchasing the car insurance. The car owners don’t understand how the car insurance in Los Angeles can help them in protecting them from every problem financially. Being an insurance agent, I have often faced a number of queries from my clients. Below are discussed a number of most frequently asked questions and their answers.
Whether you are a proud owner of a vintage travel trailer or a brand new luxurious fifth-wheel, you need to protect your motor home on the road. Before hitting the road, you need to make sure that your dream machine is protected against all odds like theft or accidents. This is the reason you need to purchase the right insurance for your motorhome.